Discover Card Cashback Bonus promo in the Sunday paper:
3.9% APR on balance transfers until 2011
Special bonus: $60 cash back bonus when you make $500 in purchases
5% Cashback bonus with the Discover More card, in popular categories that change every quarter (every three months). They include restaurants, gas, travel, movies, apparel (including Home Depot, Kohls, etc)
Online cashback bonus from 5% to 20% if you shop directly from the Discover card website. Similar to FatWallet. The high percentages are usually for things like magazines and such. The traditional big chain stores are around 5% or so
Up to 1% cashback on everything else. Beginning October 1, 2007, 5% Get More purchases and warehouse purchases do not count in the total annual amount that determines your cashback percentage rate. Translation: You will need to spend more to get past the 0.25%, 0.50%, 0.75%
Unlimited rewards. Some programs put a cap.
Consumer Beware segment! Discover advertises unlimited cash rewards, but beginning October 1, 2007 you won't be able to get a check for your rewards. So it's not really cash. You can still use the amount to pay your bill
You are never responsible for unauthorized charges, online, offline, anytime, anywhere (nice feature)
no annual fee
very fast on-shore customer service with knowledgeable and efficient customer service (this from my personal experience)
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